If you are shopping for a new construction home in Conway, SC that blends modern finishes, smart floor plans, and wallet-friendly financing, you are in the right place. I toured a brand new community just eight minutes from downtown Conway and minutes from Myrtle Beach, and I want to walk you through everything: floor plans, pricing, features, community perks, and how USDA financing can help you move in with $0 down.

Table of Contents

• Why this is one of the best opportunities for a new construction home in Conway, SC
• The financing advantage: USDA loans explained for buyers
• Model homes and floor plans: What I toured and why they stood out
• Lot ownership, phases, and community details
• How to choose the right floor plan for your lifestyle
• Practical tips about finishes and builder allowances
• Location benefits: Conway and quick access to Myrtle Beach
• How to get started: Steps to move forward
• What about maintenance and long-term ownership?
• FAQs About $0 Down + New Construction + USDA Loan
• Final thoughts: Is this the right move for you?

Why this is one of the best opportunities for a new construction home in Conway, SC

Location, price, and financing all align in this neighborhood. It is a brand new community with plans for just under 150 homes, a community pool, and sidewalks. You get the feel of a tucked-away neighborhood while being close to shopping, dining, and Conway’s vibrant downtown. For many buyers, the headline feature is the combination of new construction and USDA-eligible lots. That means many buyers who qualify could purchase a new construction home in Conway, SC with zero down payment.

This community is designed to deliver choices: single-story homes, two-story plans, models with bonus spaces, and homes priced to be competitive in today’s market. Lots are owned by the homeowner, not on lease land. That is an important distinction that buyers ask about all the time. These are standard ownership lots—soil under your feet belongs to you.

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The financing advantage: USDA loans explained for buyers

If you qualify, a USDA loan can be a game changer. USDA mortgages are government-backed loans targeted to low to moderate income borrowers purchasing in eligible areas. The standout benefit is no required down payment, which dramatically reduces the upfront cost of going from renter to homeowner.

Here’s how USDA helps buyers shopping for a new construction home in Conway, SC:

• No down payment required for eligible buyers and properties within USDA-eligible zones
• Competitive interest rates compared with conventional mortgages
• Fixed-rate options that provide predictable monthly payments
• Mortgage insurance rates that are generally lower than FHA in many cases

If you think you might qualify, the next step is to reach out and get prequalified. The lender will check income limits, credit, and the property eligibility. For buyers looking at a new construction home in Conway, SC, this is often the difference between saving for years for a down payment and being able to move into a new house quickly.

Model homes and floor plans: What I toured and why they stood out

I walked through multiple models during my visit. Below are the standout floor plans and features I think most buyers will want to know about. Each home delivers purpose-built spaces for modern living without inflating cost with unnecessary bells and whistles.

Model A: Single-story with optional upstairs bonus (approx under 2,000 sq ft)

This plan is a 3-bedroom, 2-bath single-story with the option to buy with a bonus room upstairs. The model shows a long, narrow entry hall with tasteful woodwork and decorative hooks that mimic a drop zone. The standard layout places a bedroom off the front hall, two linen closets near the main bathroom, and a garage entry that flows into a small utility/laundry zone.

The kitchen was modern, with a tiled backsplash and a GE appliance package on display. The island accommodates three stools comfortably and could take a fourth. A six-seat dining table fits easily in the adjacent dining area, meaning you could seat a combined 12 people for a large family gathering between the bar and dining table.

Living room layouts are flexible. The model showed a TV mounted on one wall and plenty of space for a sectional, or you can orient furniture in multiple ways to suit your lifestyle. The model opens to a covered double concrete pad patio through a single-pane glass door rather than a slider.

The primary suite is a generous size with vaulted ceilings, double vanity, a well-sized linen closet, and a walk-in closet that is truly roomy—his and hers, hers and hers, his and his—you pick the configuration. One unique thing about this plan is the bonus upstairs that adds a loft, bedroom, and full bath. That optional bonus takes the home from a compact single-story into a versatile family layout perfect for guests, a home office, or an extra living area.

Price point: The version with the upstairs bonus is approximately $335,000. The base single-story starts under $270,000 depending on options and lot choice. For many buyers, the bonus option is worth the extra cost if you need that flexible extra space.

Model B: Compact single-story, approx 1,600 sq ft — best for downsizers

If you want to downsize but still own land and have a small backyard, this three-bedroom, two-bath plan just under 1,600 square feet is an attractive choice. It’s quaint but efficient. The home includes a small covered front porch, vinyl siding, and vinyl shutters on the exterior—clean, low-maintenance finishes.

Inside, you get a compact kitchen with granite counters, double sink, and chrome hardware. Appliances include a stovetop, dishwasher, and microwave. The fridge is not shown as included in every package, and that can vary by builder. Expect to bring or purchase a fridge separately in many cases.

The living space is open and well-lit from front windows and sliding glass doors. The primary suite is modest but includes an en suite bathroom and a good closet. Bedrooms are slightly smaller due to the overall compact footprint but are practical—perfect for a couple ready to downsize from a larger home or for a small family wanting a backyard rather than a townhouse.

Price point: This model starts at about $269,000. That puts new homeownership within reach for many buyers looking for a new construction home in Conway, SC with modern finishes and the benefit of homeownership of the lot.

Model C: Two-story four bedroom, two and a half bath (all bedrooms upstairs)

This is the larger two-story plan I toured. It packs four bedrooms and two and a half baths into a value-oriented package. All bedrooms are upstairs, leaving the first floor for shared living spaces.

Downstairs includes a flexible room at the front (great for an office or dining), a U-shaped kitchen with a window above the sink, and a half bath. The kitchen flows to the living space with LVP floors downstairs and carpet upstairs. The home does feature a walk-in pantry and a two-car garage with a driveway big enough to fit multiple cars.

Upstairs you will find all bedrooms, a laundry closet, and the primary bedroom with a sizable walk-in closet and private bath. Carpet is standard upstairs, so if you prefer wood or LVP throughout you will need to discuss options with the builder or plan for a post-closing upgrade.

Price point: Approximately $280,000. That competitive price for a four-bedroom two and a half bath home with this layout is a rarity—especially so close to Conway and within commuting distance of Myrtle Beach.

Model D: Three-bedroom variant with exterior upgrades and different elevation

This plan shares many elements with the single-story three-bedroom models but features a different elevation and exterior materials. The builder mixes shingle textures and shakes for visual interest. Interior finishes are similar: flexible living space, large counters, and an open family area with glass sliders that lead to the backyard patio.

Price point: Around $280,000. The price makes this attractive for buyers who want a new construction home in Conway, SC without breaking the bank and who appreciate an exterior with a little more curb appeal.

Lot ownership, phases, and community details

Important points about the community you should know:

• Phase one: 53 homes. Phase two: approximately 80 homes.
• You own your lot. These are not leasehold lots.
• Sidewalks are included. Many newer developments skip sidewalks, so this is a neighborhood-friendly feature for walking or jogging.
• Community pool is planned in the build-out.
• HOA guidelines may dictate exterior fuel/equipment such as propane tanks. The community advertises as an electric community, so if you want a gas range you will need to ask the HOA about allowances for propane.

How to choose the right floor plan for your lifestyle

Choosing between these floor plans depends on your priorities. Here are a few guidelines to help you decide:

• Need bonus space for guests or work? Consider the 3-bed with bonus upstairs or the two-story with flexible downstairs room.
• Downsizing but want a yard? The compact single-story under 1,600 sq ft is ideal and comes with a true yard.
• Large family or frequent houseguests? The four-bedroom two and a half bath two-story gives sleeping space and separation of living areas.
• Budget-minded buyer wanting brand new construction and $0 down? Focus on models that are USDA-eligible and priced in the sub-$300k range.

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Practical tips about finishes and builder allowances

During tours, we noticed certain features that are often model-only and may not be included in a base contract. Here are common items to confirm with the builder:

• Which appliances are included. Models sometimes show upgraded fridges or extras that are not part of the standard package.
• Flooring choices. Many homes come with carpet upstairs and LVP downstairs. If you prefer LVP or hardwood throughout, ask if the builder offers substitutions or credit.
• Back porch. Some plans include only a concrete slab while others have covered patios. If a covered porch is important, verify which homes include it or whether you can add it.
• Exterior lighting and finishes. Exterior lighting can vary by elevation. Check what the builder includes so you are not surprised at closing.

Location benefits: Conway and quick access to Myrtle Beach

The community is about 8 minutes from downtown Conway—close enough for the nightlife, restaurants, and small-town charm that Conway offers. You are roughly 35 minutes from the Myrtle Beach area and around the same drive time to the nearest airport, depending on traffic. Shopping corridors like 501, Tanger Outlet, Lowe’s, Walmart Supercenter, and Conway Medical are all nearby.

Conway is seeing a lot of growth, and this neighborhood benefits from that momentum while offering an affordable new build option compared to coastal parcels closer to the beach.

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How to get started: Steps to move forward

1. Decide on approximate budget and preferred floor plans.
2. Check USDA eligibility for the property and get prequalified for a USDA loan if applicable.
3. Choose a lot and confirm the elevation and standard features with the builder.
4. Negotiate options, ask about inclusion lists for appliances and fixtures, and confirm HOA rules on items like exterior propane.
5. Reach out to us and schedule an in-person or virtual walkthrough to see a model and lots before making a deposit.

What about maintenance and long-term ownership?

These homes are built with low-maintenance materials: vinyl siding, composite roofing options, and durable interior finishes. Because you own the lot, you can customize your yard and porch over time. Expect standard HOA dues that cover community maintenance and the future pool. When you factor in the low initial cost thanks to USDA financing, the long-term value can be compelling.

FAQs About $0 Down + New Construction + USDA Loan

Do buyers own the land, or is it leasehold?

Buyers own the land. These are standard ownership lots, not leasehold. That means you own the house and the parcel underneath it.

Are these homes eligible for USDA loans?

Many of the homes in this community are USDA-eligible. USDA loans are subject to income and property location limits. If the lot is USDA-eligible and you meet income and credit requirements, you may qualify for a zero down payment USDA mortgage.

Are appliances included in the base price?

Appliance packages vary by model and builder incentives. The models we toured displayed GE appliance packages, but fridges are sometimes not included in the standard contract. Always confirm the inclusion list with the builder before making a decision.

Can I get gas for my stove?

The community is currently an electric-designated build, which means homes are generally wired for electric ranges. Your ability to install propane for a gas stove may depend on HOA rules. Ask the builder and HOA whether propane tanks and gas hookups are permitted.

What is the starting price for these homes?

Starting prices vary by plan. Compact single-story models start around $269,000. Three-bedroom plans with an upstairs bonus were shown around $335,000. Most three-bedroom and four-bedroom options we toured were approximately $280,000 to under $300,000, depending on lot and options.

Do these homes have sidewalks and community amenities?

Yes. The community includes sidewalks and a planned pool. Sidewalks are a valuable community feature that not all new developments include, and this neighborhood specifically includes them to encourage walking and neighborly interaction.

Final thoughts: Is this the right move for you?

If your goal is a brand new construction home in Conway, SC that pairs affordability with quality and the possibility of $0 down via USDA financing, this community is worth serious consideration. It offers a balance of small-town Conway convenience and reasonable commutes to Myrtle Beach. For first-time buyers, downsizers, and budget-conscious families, these homes provide contemporary layouts, practical finishes, and low maintenance exteriors.

If you are serious about buying a new construction home in Conway, SC and want help navigating USDA prequalification, builder options, or choosing the best floor plan for your needs, reach out to us at 833-867-4376 and schedule a walkthrough. New communities like this one provide a rare mix of affordability and new construction quality—don’t miss taking a closer look.

Ready to explore? Let’s talk about floor plan priorities, financing prequalification, and how to get a tour scheduled so you can see these homes in person and find the right fit for your family.